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Complete Guide To A No Spend Year

11th February 2024

When was the last time you took an honest look at your expenses? Many of us dig our heads in the sand and allow small purchases to slip through the cracks. However, this non-essential spending adds up faster than you would expect and can slow down your personal finance goals.

If you are sick of searching “How to save money” every month, it might be time to take on the No Spend Year challenge.

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WARNING: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk

How much would you like to borrow:

£200
£750
How long would you like it for?
3 months
6 months

Your monthly repayments are:

1
£
2
£
3
£
4
£
5
£
6
£
Total amount to be repaid:
£  
Annual percentage rate:
  % APR

Representative Example: £200 loan for 6 months at a fixed interest rate of 290% pa. Total amount payable is £359.71 in monthly instalments of £74.65, £71.73, £64.05, £58.76, £49.75 and £40.77. This is based on the amount of credit plus interest, no other fees apply. Representative 1266.9% APR


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